Poonawalla Fincorp (POONAWALLA)

Poonawalla Fincorp Limited (NSE: POONAWALLA), a non-banking financial company (NBFC) under the Cyrus Poonawalla Group, focuses on consumer and MSME lending, including personal loans, vehicle finance, and supply chain financing. As of October 7, 2025, the stock trades around ₹565, up ~8% in the last session and ~76% year-to-date (YTD), significantly outperforming the Sensex's ~4% gain. This momentum stems from robust operational growth, promoter confidence, and technical strength. Below, I'll outline key reasons to consider it, based on recent financials, market analysis, and sentiment. Note: This is not financial advice—always conduct your own due diligence, as NBFC stocks can be volatile due to interest rate sensitivity and credit risks.


Explosive Growth: AUM up 67.7% YoY to ₹47,625 Cr, with 35-40% growth expected in FY26.
Promoter Confidence: ₹1,500 Cr infusion, promoter holding at 62.5%.
Strong Financials: ₹6,200 Cr liquidity, 11% NII growth, low credit costs.
Bullish Technicals: Breakout above ₹480, targets ₹620-₹650, RSI at 73.
Market Edge: Retail credit boom, AI-driven lending, positive X sentiment.

Risks: Profit dip (one-off), rate sensitivity, high valuation. Watch Q2 results (Oct 17).