## TFCILTD – Price Analysis (August 2025)
### Price & Market Metrics
- **Current share price:** ₹297.75 (as of August 13, 2025; latest close).
- **Market capitalization:** Approx. ₹2,757crore.
- **52-week range:** ₹122.32 (low) – ₹303.50 (high); new high reached in early August.
- **All-time low:** ₹4.45 (Sep 2001).
- **All-time high:** ₹303.50 (July–August 2025).
- **Day’s range (Aug 13):** ₹282.60–₹303.50.
- **Volume:** 3,955,421 shares traded on Aug 13.
- **Beta:** 1.24, showing moderate volatility.
### Returns & Volatility
- 1-week gain: Around 8.25%.
- 1-month gain: Approximately 4%.
- 1-year return: Roughly 67%.
- Daily moves of 5-6%; volatility is moderate to high recently.
### Valuation
- **Price/Earnings (P/E) ratio:** 31.10–31.47 (much higher than sector average of ~11.4).
- **Price/Book (P/B) ratio:** 2.69–3.14.
- **Book Value Per Share:** ₹94.80–₹110.54.
- **Dividend yield:** About 1.01%; ex-dividend date August 14, 2025.
- **EPS (TTM):** ₹9.46–11.77.
- **Intrinsic value estimate (GF Value):** ₹152.95—current price trades at a 95% premium over this fair value estimate.
### Financial & Business Highlights
- Revenue (TTM): ₹1.58billion.
- Net profit (TTM): ₹1.09billion.
- Net profit margin: Approximately 69%.
- Debt/Equity Ratio: ~70.9% (moderate leverage).
- Gross margin: 99% (financial lending business).
### Technical & Sentiment Overview
- Stock made a new all-time high in early August.
- Trend is bullish, supported by heavy volumes.
- Dividend payout scheduled for September 20, 2025.
- Overall business cited as "average growth, high valuation" in recent analysis.
***
## Summary
TFCILTD is trading near record highs at ₹297.75, well above its estimated fair value and sector norms. The stock’s valuation metrics—particularly its P/E and P/B ratios—are elevated, reflecting strong price momentum and investor enthusiasm. Financial performance shows very high profit margins and reasonable growth, but the premium to intrinsic value signals potential overvaluation risks. Volatility and recent price swings are moderately high. Investors should weigh current optimism and momentum against valuation concerns and sector returns.
### Price & Market Metrics
- **Current share price:** ₹297.75 (as of August 13, 2025; latest close).
- **Market capitalization:** Approx. ₹2,757crore.
- **52-week range:** ₹122.32 (low) – ₹303.50 (high); new high reached in early August.
- **All-time low:** ₹4.45 (Sep 2001).
- **All-time high:** ₹303.50 (July–August 2025).
- **Day’s range (Aug 13):** ₹282.60–₹303.50.
- **Volume:** 3,955,421 shares traded on Aug 13.
- **Beta:** 1.24, showing moderate volatility.
### Returns & Volatility
- 1-week gain: Around 8.25%.
- 1-month gain: Approximately 4%.
- 1-year return: Roughly 67%.
- Daily moves of 5-6%; volatility is moderate to high recently.
### Valuation
- **Price/Earnings (P/E) ratio:** 31.10–31.47 (much higher than sector average of ~11.4).
- **Price/Book (P/B) ratio:** 2.69–3.14.
- **Book Value Per Share:** ₹94.80–₹110.54.
- **Dividend yield:** About 1.01%; ex-dividend date August 14, 2025.
- **EPS (TTM):** ₹9.46–11.77.
- **Intrinsic value estimate (GF Value):** ₹152.95—current price trades at a 95% premium over this fair value estimate.
### Financial & Business Highlights
- Revenue (TTM): ₹1.58billion.
- Net profit (TTM): ₹1.09billion.
- Net profit margin: Approximately 69%.
- Debt/Equity Ratio: ~70.9% (moderate leverage).
- Gross margin: 99% (financial lending business).
### Technical & Sentiment Overview
- Stock made a new all-time high in early August.
- Trend is bullish, supported by heavy volumes.
- Dividend payout scheduled for September 20, 2025.
- Overall business cited as "average growth, high valuation" in recent analysis.
***
## Summary
TFCILTD is trading near record highs at ₹297.75, well above its estimated fair value and sector norms. The stock’s valuation metrics—particularly its P/E and P/B ratios—are elevated, reflecting strong price momentum and investor enthusiasm. Financial performance shows very high profit margins and reasonable growth, but the premium to intrinsic value signals potential overvaluation risks. Volatility and recent price swings are moderately high. Investors should weigh current optimism and momentum against valuation concerns and sector returns.
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Disclaimer
The information and publications are not meant to be, and do not constitute, financial, investment, trading, or other types of advice or recommendations supplied or endorsed by TradingView. Read more in the Terms of Use.