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PAT up 37% YoY on strong deposit and loan growth, with robust asset quality and tech-led efficiency.

Strong Q4 profit, loan growth, and asset quality improvement, with tech-driven efficiency focus.

Strong Q3 with double-digit growth, margin expansion, and improved asset quality.

Strong growth in deposits and loans, with improving margins and universal bank transition underway.

Strong deposit and loan growth offset by higher credit costs; margin recovery expected in H2.

Deposit and loan growth outpaced sector, with credit costs set to normalize in FY 2026.

Strong growth in deposits and loans offset by elevated credit costs in MFI and unsecured retail.

Strong Q2 growth and profitability, with elevated credit costs but stable outlook and efficiency gains.

Universal bank application filed; Q1 sees robust yields, stable ROA, and strong deposit growth outlook.