Ramchandra Leasing and Finance Limited is an India-based non-deposit taking non-banking finance company. The Company is engaged in commercial loan activities. The Company's services include leasing (short term and long term) and hire purchase. The Company provides financial assistance in the form of loans (secured and unsecured) to corporate bodies. The Company offers working capital term loan for a term period of one year and two years at an interest rate of approximately 10.75% per annum.