Rand Merchant Investment Holdings Ltd. is a financial services investment group. It operates through the following segments: Discovery, MMI, OUTsurance, Hastings, and Other. The Discovery segment is a pre-eminent developer of integrated financial services products and operates under the Discovery Health, Discovery Life, Discovery Insure, Discovery Invest, Discovery Vitality, VitalityHealth, VitalityLife, and Ping An Health brands. The MMI segment provides life insurance, employee benefits, investments and savings, healthcare solutions, and short-term insurance to individual clients, small and medium businesses, large companies, organizations, and public enterprises. The OUTsurance segment offers short and long-term insurance products in South Africa, and short-term insurance products in Australia, New Zealand, and Namibia. The Hastings segment supplies private car and other forms of personal insurance cover. The Other segment includes RMI, RMI Investment Managers, AlphaCode investments, and consolidation entries. The company was founded on March 24, 2010 and is headquartered in Sandton, South Africa.