Standard Bank Group Ltd. is a holding company, which engages in the business of providing banking and financial services. The firm offers transactional banking, saving, borrowing, lending, investment, insurance, risk management, wealth management, and advisory services. It operates through the following business units: Personal and Business Banking; Corporate and Investment Banking; Central and Other; Banking Activities; Other Banking Interests; and Liberty. The Personal and Business Banking business unit offers banking and other financial services to individual customers and small to medium sized enterprises. The Corporate and Investment Banking business unit provides corporate and investment banking services to governments, parastatals, larger corporate, financial institutions and international counterparties. The company was founded in 1969 and is headquartered in Johannesburg, South Africa.