TCS Group Holding Plc engages in the provision of online retail financial services operating in Russia. It operates through the following segments: Retail Banking, SME Accounts Services and Insurance Operations. The Retail Banking segment represents customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans and brokerage services to individuals. The SME Accounts Services segment is comprised of customer current accounts, savings, deposits services to individual entrepreneurs and small to medium businesses. The Insurance Operations segment refers to the insurance services provided to individuals. The company was founded by Oleg Tinkov on December 31, 1999 and is headquartered in Limassol, Cyprus.