Centrum Capital Ltd. is a holding company, which engages in the provision of merchant and investment banking services. It operates through the following segments: Insitutional Business, Wealth Management and Distribution, Forex Business, Housing Finance, SME/Micro Credit Lending, and Others. The Institutional Business segment comprises of investment banking, trading of bonds, institutional broking activity, and defense insfrastruction advisory services. The Wealth Management and Distribution segment consists of portfolio management, wealth management, and retail broking activities. The Forex Business segment comprises money changing services. The Housing Finance Business segment provides housing loans. The SME/Micro Credit Lending Business segment focuses on the provision of loans to small businesses in semi-urban areas. The Others segment represents items that relate to the company as a whole or at the corporate level not attributable to particular segment. The company was founded by Chandir Gobind Gidwani, Jaspal Bindra Singh and Khushrooh Byramjee on November 18, 1977 and is headquartered in Mumbai, India.