GRUH Finance Limited (GRUH) is an India-based housing finance company. The Company provides home loans to individuals, and families for purchase, construction and extension. The Company operates through Housing Finance Business segment. GRUH also provides loans for repair and renovation of houses and home loans to families in the self-employed category. GRUH offers loans for purchase and construction of non- residential properties (NRP) and offers mortgage loans against existing residential and commercial properties. GRUH offers developer loans on a selective basis. GRUH offers loans on annual, monthly and daily rest basis. The Company also offers loans with a credit guarantee cover wherein the loans are guaranteed by the Credit Risk Guarantee Fund Trust (CRGFT). GRUH also offers home loans under the Rural Housing Fund (RHF) scheme of National Housing Bank (NHB). The Company's home loan products include GRUH Suraksha, GRUH Suvidha, GRUH Sajavat and GRUH Samruddhi.