Housing Development Finance Corporation Limited is a holding company. The Company is engaged in financing by way of loans for the purchase or construction of residential houses, commercial real estate and certain other purposes, in India. The Company's segments include loans, life insurance, general insurance, asset management and others. It offers insurance products, such as motor, health, travel, home and personal accident in the retail division, and customized products, such as property, marine, aviation and liability insurance in the corporate division. It also provides portfolio management, mutual fund, property investment management, project management, investment consultancy and property related services. Its distribution network includes over 4,520 branches and approximately 12,000 automated teller machines in over 2,590 locations. Its subsidiaries include HDFC Developers Ltd., HDFC Investments Ltd., HDFC Trustee Co. Ltd. and HDFC Asset Management Co. Ltd., among others.