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One97communications

PAYTM ANALYSISFOR LEARNING PURPOSE PAYTM - The current price of PAYTM is 1151.30 rupees I am going to buy this stock because of the reasons as follows- 1. It's coming out from a good consolidation base 2. It broke a strong resistance zone of last 3 year and now it's trying to go up 3. It is showing better relative strength as it stood strong in volatile times including last week. 4. The risk and reward is favourable. The good part- All the major bad news move has been recovered 5. The stock is acting as more of a leader in last few months. It has outperformed NIFTY as well as it's Sector 6. The stock did very bad after its IPO. Went down like anything. From its ATH, it went down by more than 84% and then it made a base and now it's trying to come out from that. I am expecting more from this in coming weeks I will buy it with minimum target of 35-40% and then will trail after that. My SL is at 988.25 rupees I will be managing my risk.
NSE:PAYTMLong
by Its_Bhushan
1
PAYTM KARO PAYTM CMP - 975. If it cross and closs above 1050, chances of 1350 to 1700++ 900 strong support - Making inverse head and shoulder pattern so upside chances are higher... One 97 Communications Ltd About Incorporated in 2000, One 97 Communications Ltd is India's leading digital ecosystem for consumers as well as merchants. As of March 31, 2021, the company has a 333 million+ client base and 21 million+ registered merchants to whom it offers payment services, financial services, and commerce and cloud services. Key Points India’s Leading Digital Ecosystem Platform The company owns and operates India’s leading mobile payments and financial services distribution brand Paytm. It has built the largest payment ecosystem with a registered merchant base of 4.2 Cr, and 112 lakh payment devices facilitating over 1,100 transactions as of Q2 FY25. Business Segments 1) Payment Services (59% in H1 FY25 vs 69% in FY22): The segment includes: a) Payment Processing: Consumers can use cards, net banking, UPI, and UPI Lite to make online payments on the Paytm app including in-store payments through QR codes and devices. b) Merchant Subscription: The company allows merchants to accept payments via QR codes, POS devices, payment gateway products, Soundbox devices, etc. Operational Metrics: Avg Monthly Transacting Users (Cr): 7.1 in Q2 FY25 vs 9.6 in FY24 vs 6.1 in FY22 Total Merchant Subscriptions (Lakhs): 112 in Q2 FY25 vs 107 in FY24 vs 29 in FY22 Gross Merchandise Value (Rs. Lakh Cr): 4.5 in Q2 FY25 vs 18.3 in FY24 vs 8.5 in FY22 2) Financial Services (21% in H1 FY25 vs 9% in FY22): The company offers mobile credit, insurance, and wealth management for consumers and merchants. It is also engaged in the loan distribution business, with capabilities across the entire loan lifecycle including origination, loan management, and collection. In Q2 FY25, the company disbursed loans totaling Rs. 5,280 Cr vs Rs. 52,390 Cr in FY24 and Rs. 7,623 Cr in FY22. 47% of the loans disbursed in FY24 were postpaid loans, suspended since May 2024, due to a decline in asset quality across the industry. 3) Marketing Services (20% in H1 FY25 vs 22): The company offers marketing services including ticketing, deals, gift vouchers, advertising, and loyalty services. It also distributes co-branded credit cards. The Gross Merchandise Value (GMV) for ticketing, deals & gift vouchers, etc., was Rs. 2,383 Cr in Q2 FY25. It has 13.8 Lakh activated credit cards as of Q2 FY25 vs 8.7 Lakh in Q2 FY24. New Launches In Nov 2024, the company launched UPI LITE Auto Top-up for recurring daily payments under Rs. 500. In H1 FY25, it added ticket booking services to Samsung Wallet, introduced Paytm Health Saathi for merchant partners, and unveiled India’s first NFC Card Soundbox. Partnerships In H1 FY25, the company partnered with FlixBus, to offer intercity bus travel tickets directly through the Paytm app and collaborated with Axis Bank to provide POS solutions and EDC devices (card machines) to the Bank & its merchant network. Reduction of Marketing Expenses In FY24, the company invested 9% of its total revenues on marketing and promotional expenses vs 17% in FY22. Divestments 1) In Aug 2024, the company sold its movie ticketing business and events business to Zomato Ltd, for Rs. 2,048 Cr. 2) In Dec 2024, the company’s WOS Paytm Singapore sold its Stock Acquisition Rights in Japanese Payments Firm PayPay for Rs. 2,364 Cr. Transfer of Business In Sept 2021, the company transferred its Online Payment Aggregation Business to its WOS, Paytm Payments Services Ltd (PPSL). PPSL is pursuing a Payment Aggregator license from the RBI. After initial rejection in 2022 due to FDI compliance issues, PPSL secured government approval for past investments in Aug 2024 and has resubmitted its application. As of Jan 2025, PPSL is awaiting the RBI's decision on its resubmitted PA license application. RBI Restrictions In Jan 2024, the RBI restricted all services of Paytm Payments Bank Ltd (PPBL), a 39% associate of the company, permitting only the withdrawal of the existing customer balances however in Oct 2024, NPCI approved the company to onboard new UPI users In Oct 2023, RBI also imposed a monetary penalty of Rs. 5.39 Cr on PPBL. This is just to boost my confidence. No Suggestions for buying. I will keep checking and updating my mistake if last post gone wrong... Disclosure: I am not SEBI registered. The information provided here is for educational purposes only. I will not be responsible for any of your profit/loss with these suggestions. Consult your financial Adviser before making any decisions.
NSE:PAYTMLong
by Alleyshah