MERCANTIL ON N1MM

MERCANTIL ON N1

32.00BRLD
+0.94+3.03%
At close at Jan 6, 21:05 UTC
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BMEB3 fundamentals

Key facts

Market capitalization‪3.56 B‬BRL
Founded1943
CEOLuiz Henrique Andrade de Araújo
About

BCO Mercantil do Brasil SA engages in the provision of banking services. It operates through the following segments: Investments, Loans, Commercial Lease, and Brokerage of Investment Securities. The company was founded on February 2, 1943 and is headquartered in Belo Horizonte, Brazil.

Ownership
‪‪65.16 M‬‬
Closely held shares
‪‪52.88 M‬‬ (81.16%)
Free Float shares
‪‪12.28 M‬‬ (18.84%)
Closely held shares
‪‪52.88 M‬‬ (81.16%)
Free Float shares
‪‪12.28 M‬‬ (18.84%)
Capital structure
Market cap
‪‪3.56 B‬‬
Debt
‪‪4.08 B‬‬
Minority interest
‪‪37.51 M‬‬
Cash & equivalents
‪‪1.64 B‬‬
Enterprise value
‪‪6.04 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪3.56 B‬‬
Price to earning ratio (P/E)
4.71x
Price to sales ratio (P/S)
0.53x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
4.71x
Price to sales ratio (P/S)
0.53x
Valuation ratios
‪0.00‬
‪0.17‬
‪0.34‬
‪0.51‬
‪0.68‬
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪1.50‬
‪3.00‬
‪4.50‬
‪6.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪7.0%‬
‪8.3%‬
‪9.6%‬
‪10.9%‬
‪12.2%‬
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪‪500.00 M‬‬
‪‪1.00 B‬‬
‪‪1.50 B‬‬
‪‪2.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪500.00 M‬‬
‪‪1.00 B‬‬
‪‪1.50 B‬‬
‪‪2.00 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪500.00 M‬‬
‪‪1.00 B‬‬
‪‪1.50 B‬‬
‪‪2.00 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2023
Financial
Marketplace
Insurance
Other
By country
Period: 2023
Brazil

Dividends

Dividend yield, history and sustainability

Dividend summary
23.96%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
5.32%
Last payment
0.902
Last ex-date
Dec 23, 2024
Dividend history
‪4.0%‬
‪4.4%‬
‪4.8%‬
‪5.2%‬
‪5.6%‬
2019
2020
2021
2022
2023
‪0.00‬
‪0.26‬
‪0.52‬
‪0.78‬
‪1.04‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪‪−6.00 B‬‬
‪0.00‬
‪‪6.00 B‬‬
‪‪12.00 B‬‬
‪‪18.00 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio