New Zealand Bank Lending RateNew Zealand Bank Lending RateNew Zealand Bank Lending Rate

New Zealand Bank Lending Rate

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Key data points


Last release
Observation period
Jul 2025
Next release
Forecast
Highest
16.02% on Jul 29, 1988
Lowest
7.50% on Sep 30, 1999

About New Zealand Bank Lending Rate


Category
Consumer
Frequency
Monthly
Units
%
In New Zealand, the small- to medium-sized enterprise (SME) overdraft rate is the base interest rate for new overdraft loans for SME non-farm enterprises. It is weighted by each surveyed institution’s share of the total value of overdraft lending subject to the business base rates offered. The rate measures the set base rate component of the product offered to customers and does not include any margin component added to this rate, which is related mostly to individual borrowers’ credit risk.