Key data points
Last release
—
Observation period
Nov 27, 2024
Next release
—
Forecast
—
Highest
18.63 % on Oct 8, 1981
Lowest
2.65 % on Jan 6, 2021
About United States 30 Year Mortgage Rate
The Primary Mortgage Market Survey (PMMS) is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. The interest rate a lender would charge to lend mortgage money to a qualified borrower exclusive of the fees and points required by the lender. This commitment rate applies only to conventional financing on conforming mortgages with loan-to-value rates of 80 percent or less.