PERMANENT TSB GROUP HOLDINGS PLCPP

PERMANENT TSB GROUP HOLDINGS PLC

1.490EURD
−0.010−0.67%
As of today at 13:42 GMT
EUR
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PTSB fundamentals

Key facts

Market capitalization‪817.49 M‬EUR
Founded2009
Employees (FY)‪3.33 K‬
CEOEamonn Crowley
About

Permanent TSB Group Holdings Plc engages in the provision of retail financial services. The company offers a broad range of banking products and financial services to its customers including current accounts, retail and corporate and institutional deposits, residential mortgages, term loans, credit cards and overdrafts, as well as general insurance, pensions, investments and life insurance. The company was founded in 1884 and is headquartered in Dublin, Ireland.

Ownership
‪‪544.99 M‬‬
Closely held shares
‪‪414.21 M‬‬ (76%)
Free Float shares
‪‪130.78 M‬‬ (24%)
Closely held shares
‪‪414.21 M‬‬ (76%)
Free Float shares
‪‪130.78 M‬‬ (24%)
Capital structure
Market cap
‪‪817.49 M‬‬
Debt
‪‪3.23 B‬‬
Cash & equivalents
‪‪90.00 M‬‬
Enterprise value
‪‪3.96 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪817.49 M‬‬
Price to earning ratio (P/E)
12.99x
Price to sales ratio (P/S)
0.84x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
12.99x
Price to sales ratio (P/S)
0.84x
Valuation ratios
‪0.00‬
‪0.50‬
‪1.00‬
‪1.50‬
‪2.00‬
H1 '22
H2 '22
H1 '23
H2 '23
H1 '24
‪0.00‬
‪10.00‬
‪20.00‬
‪30.00‬
‪40.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪−35%‬
‪0%‬
‪35%‬
‪70%‬
‪105%‬
H1 '22
H2 '22
H1 '23
H2 '23
H1 '24
‪‪−170.00 M‬‬
‪0.00‬
‪‪170.00 M‬‬
‪‪340.00 M‬‬
‪‪510.00 M‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪130.00 M‬‬
‪‪260.00 M‬‬
‪‪390.00 M‬‬
‪‪520.00 M‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪130.00 M‬‬
‪‪260.00 M‬‬
‪‪390.00 M‬‬
‪‪520.00 M‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2023
Mortgages
Wholesale Funding
Consumer Finance
Treasury Assets
By country
Period: 2023
Ireland

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
H2 '22
H1 '23
H2 '23
H1 '24
H2 '24
‪0.00‬
‪‪100.00 M‬‬
‪‪200.00 M‬‬
‪‪300.00 M‬‬
‪‪400.00 M‬‬
Actual
Estimate
Earnings
Next:Feb 26, 2025
H2 '22
H1 '23
H2 '23
H1 '24
H2 '24
‪0.00‬
‪0.12‬
‪0.24‬
‪0.36‬
‪0.48‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

PTSB does not pay dividends
The company has not previously paid dividends and at the moment there is no information about whether it is going to pay them in the future

Financial health

Financial position and solvency of the company

Loans and customer deposits
H1 '22
H2 '22
H1 '23
H2 '23
H1 '24
‪‪−9.00 B‬‬
‪0.00‬
‪‪9.00 B‬‬
‪‪18.00 B‬‬
‪‪27.00 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
H1 '22
H2 '22
H1 '23
H2 '23
H1 '24
‪0.00‬
‪6.00‬
‪12.00‬
‪18.00‬
‪24.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio