ING GROEPII

ING GROEP

18.202EURD
+0.186+1.03%
Last update at Apr 1, 15:45 GMT
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4INGA fundamentals

Key facts

Market capitalization‪56.38 B‬EUR
Founded1991
Employees (FY)‪61.12 K‬
CEOSteven van Rijswijk
Websiteing.com
About

ING Groep NV engages in the provision of banking, investments, life and non-life insurance, and retirement and asset management services. It operates through the following segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, Wholesale Banking, and Corporate Line. The Retail Netherlands segment offers current and savings accounts, business lending, mortgages, and consumer lending. The Retail Belgium segment provides banking, life and non-life insurance, and asset management products and services. The Retail Germany segment deals with retail and private banking, which offers current and savings accounts, mortgages, and customer lending. The Retail Other segment covers income from retail banking activities. The Wholesale Banking segment includes cash management to corporate finance, real estate, and lease. The Corporate Line segment represents capital management activities and certain income and expense items. The company was founded on March 4, 1991 and is headquartered in Amsterdam, the Netherlands.

Ownership
‪‪3.10 B‬‬
Free Float shares
‪‪3.00 B‬‬ (96.99%)
Closely held shares
‪‪93.34 M‬‬ (3.01%)
Free Float shares
‪‪3.00 B‬‬ (96.99%)
Closely held shares
‪‪93.34 M‬‬ (3.01%)
Capital structure
Market cap
‪‪56.38 B‬‬
Debt
‪‪227.63 B‬‬
Minority interest
‪‪995.00 M‬‬
Cash & equivalents
‪‪70.35 B‬‬
Enterprise value
‪‪214.65 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪56.38 B‬‬
Price to earning ratio (P/E)
Price to sales ratio (P/S)
2.49x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
Price to sales ratio (P/S)
2.49x
Valuation ratios
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪0.60‬
‪1.20‬
‪1.80‬
‪2.40‬
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪20%‬
‪23%‬
‪26%‬
‪29%‬
‪32%‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪‪1.50 B‬‬
‪‪3.00 B‬‬
‪‪4.50 B‬‬
‪‪6.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
No data available
There's currently no revenue data to show for the selected period.

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Wholesale Banking
Retail Netherlands
Retail Other
Retail Germany
Retail Belgium
Corporate Line
By country
Period: 2024
Netherlands
Germany
Belgium
Other
Poland
United States
Spain
Australia
United Kingdom
Romania

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪1.50 B‬‬
‪‪3.00 B‬‬
‪‪4.50 B‬‬
‪‪6.00 B‬‬
Actual
Estimate
Earnings
Next:May 2, 2025
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪0.15‬
‪0.30‬
‪0.45‬
‪0.60‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
53.64%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
6.09%
Next payment
0.71
Next ex-date
Apr 24, 2025
Dividend history
‪4.5%‬
‪5.5%‬
‪6.5%‬
‪7.5%‬
‪8.5%‬
2020
2021
2022
2023
2024
‪0.00‬
‪0.30‬
‪0.60‬
‪0.90‬
‪1.20‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−250.00 B‬‬
‪0.00‬
‪‪250.00 B‬‬
‪‪500.00 B‬‬
‪‪750.00 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio