Bank of Ireland is a commercial bank operation, which is one of the traditional 'Big Four' Irish banks. It provides a range of banking and other financial services for the consumer and business banking sectors in Ireland and internationally. The company operates through retail Ireland, bank of Ireland life, retail UK, corporate, and treasury segments. Its deposit products include current accounts, checking and time deposits, and certificates of deposit. The company’s loan products portfolio comprises of loans to customers including overdrafts; installment credit and finance lease receivables; mortgage loans for house purchases; home improvement and secured personal loans; credit cards; property and construction, business, and other services loans; and term loans, international asset financing, leasing, installment credit, and invoice discounting services. Bank of Ireland also offers money transmission, foreign exchange, interest and exchange rate hedging instruments, executor, trustee, general insurance, life assurance, pension, investment products and financial advisory, online and mobile banking, and ATM services, as well as euro and other currencies. In addition, the company’s transactions include inter-bank deposits and loans, foreign exchange spot and forward contracts, options, financial futures, bonds, swaps, forward rate agreements, and equity tracker products. The company operates through a network of 246 full time service branches and 1,679 ATMs. Bank of Ireland was founded in 1783 and is headquartered in Dublin, Ireland.