Banco Bilbao Vizcaya Argentaria S.A.BB

Banco Bilbao Vizcaya Argentaria S.A.

14.22USDR
−0.27−1.86%
At close at Mar 26, 23:19 GMT
USD
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BBVA fundamentals

Key facts

Market capitalization‪79.62 B‬USD
Founded1857
Employees (FY)‪125.92 K‬
CEOOnur Genç
Websitebbva.com
About

Banco Bilbao Vizcaya Argentaria, S.A. is a diversified international financial company engaged in retail banking, asset management, private banking and wholesale banking. The Company operates through seven segments: Banking Activity in Spain, Real Estate Activity in Spain, Turkey, Rest of Eurasia, Mexico, South America and United States. In addition to these, the Company has a Corporate Center. Its Banking Activity in Spain segment includes all of its banking and non-banking businesses in Spain. It Real Estate Activity in Spain segment provides management of the real estate assets. Its Turkey segment represents its stake in the Turkish bank Turkiye Garanti Bankasi A.S. The Rest of Eurasia segment includes the retail and wholesale banking businesses. Its Mexico segment consists of the banking and insurance businesses. Its South America segment manages its banking and insurance businesses. The United States segment includes its business in the United States.

Ownership
‪‪5.76 B‬‬
Free Float shares
‪‪5.76 B‬‬ (100%)
Closely held shares
‪‪11.51 K‬‬ (0%)
Free Float shares
‪‪5.76 B‬‬ (100%)
Closely held shares
‪‪11.51 K‬‬ (0%)
Capital structure
Market cap
‪‪79.62 B‬‬
Debt
‪‪159.32 B‬‬
Minority interest
‪‪4.51 B‬‬
Cash & equivalents
‪‪45.50 B‬‬
Enterprise value
‪‪197.95 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪79.62 B‬‬
Price to earning ratio (P/E)
7.76x
Price to sales ratio (P/S)
0.89x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
7.76x
Price to sales ratio (P/S)
0.89x
Valuation ratios
‪0.00‬
‪0.25‬
‪0.50‬
‪0.75‬
‪1.00‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪2.00‬
‪4.00‬
‪6.00‬
‪8.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪10.0%‬
‪10.9%‬
‪11.8%‬
‪12.7%‬
‪13.6%‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪‪7.00 B‬‬
‪‪14.00 B‬‬
‪‪21.00 B‬‬
‪‪28.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪7.00 B‬‬
‪‪14.00 B‬‬
‪‪21.00 B‬‬
‪‪28.00 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪7.00 B‬‬
‪‪14.00 B‬‬
‪‪21.00 B‬‬
‪‪28.00 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Banking and Insurance
Banking
By country
Period: 2024
Mexico
Spain
South America
Turkey
Rest of Business

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪2.50 B‬‬
‪‪5.00 B‬‬
‪‪7.50 B‬‬
‪‪10.00 B‬‬
Actual
Estimate
Earnings
Next:Apr 29, 2025
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪0.13‬
‪0.26‬
‪0.39‬
‪0.52‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
0.00%
Payout ratio (TTM)
Dividend yield TTM
4.27%
Last payment
0.256
Last ex-date
Oct 9, 2024
Dividend history
‪1.0%‬
‪2.5%‬
‪4.0%‬
‪5.5%‬
‪7.0%‬
2020
2021
2022
2023
2024
‪0.00‬
‪0.12‬
‪0.24‬
‪0.36‬
‪0.48‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−200.00 B‬‬
‪0.00‬
‪‪200.00 B‬‬
‪‪400.00 B‬‬
‪‪600.00 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio