LEA BANK ABLL

LEA BANK AB

12.65SEKD
+0.10+0.80%
At close at 15:29 GMT
SEK
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LEA fundamentals

Key facts

Market capitalization‪1.20 B‬SEK
Founded2016
CEOOddbjørn Berentsen
Websiteleabank.se
About

Lea Bank AB is digital niche bank, which engages in providing consumer loans in Norway, Sweden, Finland, and Spain. It also offers deposits and sales finance services. The company was founded in 2016 and is headquartered in Gothenburg, Sweden.

Ownership
‪‪95.52 M‬‬
Free Float shares
‪‪52.28 M‬‬ (54.73%)
Closely held shares
‪‪43.24 M‬‬ (45.27%)
Free Float shares
‪‪52.28 M‬‬ (54.73%)
Closely held shares
‪‪43.24 M‬‬ (45.27%)
Capital structure
Market cap
‪‪1.20 B‬‬
Debt
‪‪133.22 M‬‬
Enterprise value
‪‪1.33 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪1.20 B‬‬
Price to earning ratio (P/E)
14.34x
Price to sales ratio (P/S)
1.49x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
14.34x
Price to sales ratio (P/S)
1.49x
Valuation ratios
‪0.00‬
‪0.50‬
‪1.00‬
‪1.50‬
‪2.00‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪4.50‬
‪9.00‬
‪13.50‬
‪18.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪7.0%‬
‪8.7%‬
‪10.4%‬
‪12.1%‬
‪13.8%‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪60.00 M‬‬
‪‪120.00 M‬‬
‪‪180.00 M‬‬
‪‪240.00 M‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪60.00 M‬‬
‪‪120.00 M‬‬
‪‪180.00 M‬‬
‪‪240.00 M‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪60.00 M‬‬
‪‪120.00 M‬‬
‪‪180.00 M‬‬
‪‪240.00 M‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Banking and Related Activities
By country
Period: 2024
Norway

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪‪45.00 M‬‬
‪‪90.00 M‬‬
‪‪135.00 M‬‬
‪‪180.00 M‬‬
Actual
Estimate
Earnings
Next:Aug 14, 2025
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪0.06‬
‪0.12‬
‪0.18‬
‪0.24‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
0.00%
Payout ratio (TTM)
Dividend yield TTM
14.34%
Last payment
1.80
Last ex-date
May 15, 2025
Last pay date
May 21, 2025
Dividend history
2020
2021
2022
2023
2024
‪0.00‬
‪0.50‬
‪1.00‬
‪1.50‬
‪2.00‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪‪−3.00 B‬‬
‪0.00‬
‪‪3.00 B‬‬
‪‪6.00 B‬‬
‪‪9.00 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪6.00‬
‪12.00‬
‪18.00‬
‪24.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio