YAMANASHI CHUO BANKYY

YAMANASHI CHUO BANK

2,262JPYD
+109+5.06%
At close at 06:25 GMT
JPY
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8360 fundamentals

Key facts

Market capitalization‪68.84 B‬JPY
Founded1941
Employees (FY)‪1.59 K‬
CEO
About

The Yamanashi Chuo Bank, Ltd. engages in the provision of financial banking services. It operates through the following business divisions: Banking and Others. The Banking division deals with corporate and commercial banking services such as savings, deposits, securities trading, securities investment, domestic and foreign exchange, contract bonds, and counter sales of government bonds, investment trusts and insurance. The Others division provides leasing, credit card, bank operation consulting and venture consulting businesses. The company was founded on December 1, 1941 and is headquartered in Kofu, Japan.

Ownership
‪‪30.56 M‬‬
Free Float shares
‪‪23.03 M‬‬ (75.36%)
Closely held shares
‪‪7.53 M‬‬ (24.64%)
Free Float shares
‪‪23.03 M‬‬ (75.36%)
Closely held shares
‪‪7.53 M‬‬ (24.64%)
Capital structure
Market cap
‪‪68.84 B‬‬
Debt
‪‪629.66 B‬‬
Minority interest
‪‪827.00 M‬‬
Cash & equivalents
‪‪695.78 B‬‬
Enterprise value
‪‪3.55 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪68.84 B‬‬
Price to earning ratio (P/E)
10.64x
Price to sales ratio (P/S)
1.22x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
10.64x
Price to sales ratio (P/S)
1.22x
Valuation ratios
‪0.00‬
‪0.30‬
‪0.60‬
‪0.90‬
‪1.20‬
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪3.00‬
‪6.00‬
‪9.00‬
‪12.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪0.05%‬
‪7.05%‬
‪14.05%‬
‪21.05%‬
‪28.05%‬
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪‪4.00 B‬‬
‪‪8.00 B‬‬
‪‪12.00 B‬‬
‪‪16.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪4.00 B‬‬
‪‪8.00 B‬‬
‪‪12.00 B‬‬
‪‪16.00 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪4.00 B‬‬
‪‪8.00 B‬‬
‪‪12.00 B‬‬
‪‪16.00 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2023
Lending
Securities Investment
Other
By country
Period: 2023
Japan

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪‪4.50 B‬‬
‪‪9.00 B‬‬
‪‪13.50 B‬‬
‪‪18.00 B‬‬
Actual
Earnings
Next:May 20, 2025
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪26.00‬
‪52.00‬
‪78.00‬
‪104.00‬
Actual

Dividends

Dividend yield, history and sustainability

Dividend summary
31.12%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
2.93%
Next payment
32.00
Next ex-date
Mar 28, 2025
Dividend history
‪2.5%‬
‪3.1%‬
‪3.7%‬
‪4.3%‬
‪4.9%‬
2019
2020
2021
2022
2023
‪0.00‬
‪15.00‬
‪30.00‬
‪45.00‬
‪60.00‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪‪−1.30 T‬‬
‪0.00‬
‪‪1.30 T‬‬
‪‪2.60 T‬‬
‪‪3.90 T‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪2.60‬
‪5.20‬
‪7.80‬
‪10.40‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio