Axis Bank

Date 14.09.2025
Axis Bank
Timeframe : Day Chart

Technical Remarks :

(1) Conformation of Symmetrical Triangle Pattern after recent 2:2 channel confirmation
(2) Major support base at 1041 since forming just below symmetrical triangle
(3) Major resistance zone at 1232 since forming just above symmetrical triangle
(4) Major support/resistance at 1141 since forming at mid point of symmetrical triangle
(5) 200 EMA has shown strong character in the stock, next resistance/breakout is from 200 ema
(6) If breakdown occurs & RSI goes below mean reversion is short term weakness
(7) Upper exit from symmetrical triangle is good intraday/swing BTST opportunity , target 1232
(8) Lower exit from symmetrical triangle is good intraday/swing STBT opportunity , target 1041

Fundamental Remarks :

Market Leadership
(1) 3rd largest private sector bank in India
(2) 4th largest issuer of credit cards
(3) 19.8% market share in FY24

Ratios

(1) Capital Adequacy Ratio 16.63%
(2) Net Interest Margin 4.07%
(3) Gross NPA 1.43 %
(4) Net NPA 0.31%
(5) CASA Ratio 43%

Branch Network

(1) Metro 31%
(2) Semi-urban 29%
(3) Urban 23%
(4) Rural 17%

Revenue Mix

(1) Treasury 15%
(2) Corporate/Wholesale Banking 22%
(3) Retail Banking 61%
(3) Other Banking Business 2%

Loan Book

(1) Retail loans 60%
(2) Corporate 29%
(3) SME loans 11%

Retail Book

(1) Home loans 28%
(2) Rural loans 16%
(3) LAP 11%
(4) Auto loans 10%
(5) Personal loans 12%
(6) Small business banking 10%
(7) Credit cards 7%
(8) Comm Equipment 2%
(9) others 4%

Market Share

(1) 5.5% in Assets
(2) 5% in Deposits
(3) 5.9% in Advances
(4) 14% in Credit cards
(5) 5.2% in Personal loan
(6) 8.4% RTGS
(7) 30% NEFT
(8) 38.9% IMPS (by volume)
(9) 20% in BBPS
(10) 11.4% in Foreign LC
(11) 8.4% MSME credit

Regards,
Ankur