Yes Bank Share Price Analysis

**Yes Bank** is an Indian private sector bank headquartered in Mumbai, Maharashtra. Here is a brief profile of the bank:

### **Overview**
- **Founded:** 2004
- **Headquarters:** Mumbai, Maharashtra, India
- **Founder:** Rana Kapoor and Ashok Kapur
- **CEO:** Prashant Kumar (as of 2025)
- **Industry:** Banking and Financial Services
- **Products:** Retail banking, corporate banking, investment banking, wealth management, loans, credit cards, and insurance.
- **Market Position:** Yes Bank is one of the prominent private sector banks in India, offering a wide range of financial services to both individual and corporate clients.

### **Key Milestones**
- **2004:** Yes Bank was founded with a vision to provide superior banking services.
- **2005:** Received its banking license from the Reserve Bank of India (RBI).
- **2015:** Became the first bank in India to offer digital banking services.
- **2020:** Faced financial difficulties, leading to a restructuring plan spearheaded by the RBI and backed by several Indian banks.
- **2021:** Underwent significant reforms and a capital infusion to stabilize operations.

### **Core Values**
- **Customer Centricity:** Focused on providing tailored financial solutions.
- **Innovation:** Pioneered in adopting digital banking technologies.
- **Governance:** Strong emphasis on transparency and regulatory compliance.

Yes Bank has expanded its services across India, catering to various customer segments through its branches, ATMs, and digital platforms. The bank has been a significant player in promoting financial inclusion and supporting small and medium enterprises (SMEs).As of January 2025, Yes Bank does not have any individual promoters. The bank's ownership structure has evolved significantly, especially following the financial restructuring initiated by the Reserve Bank of India (RBI) in 2020.

**Key Shareholders:**

- **State Bank of India (SBI):** SBI is the largest shareholder in Yes Bank, holding approximately 23.99% of the shares.

- **Verventa Holdings (Advent International):** Holds about 9.2% stake in the bank.

- **CA Basque Investments (The Carlyle Group):** Owns approximately 6.84% of Yes Bank's shares.

- **Life Insurance Corporation of India (LIC):** Holds around 3.96% stake in the bank.

- **HDFC Bank:** Owns about 2.75% of the shares.

- **ICICI Bank:** Holds approximately 2.39% stake.

- **Kotak Mahindra Bank:** Owns around 1.21% of the shares.

- **Axis Bank:** Holds about 1.01% stake in Yes Bank.

This diversified ownership structure reflects the collaborative efforts of major financial institutions to stabilize and support Yes Bank's operations following its restructuring.