Indiabulls Consumer Finance Limited (IBCFL),formerly IVL Finance Limited is a non-deposit taking NBFC registered with the Reserve Bank of India and is a 100% subsidiary of Indiabulls Ventures Limited. As digitization transformed the banking and financial sector, the company recognized a great opportunity and ventured into the retail lending space with Indiabulls Consumer Finance Limited (IBCFL), formerly IVL Finance Limited.