WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It operates through the Commercial Loans and Consumer Loans segments. The Commercial Loans segment is disaggregated into five classes: multi-family, commercial real estate, commercial and industrial, construction, and land acquisition and development. The Consumer Loans segment includes single-family-residential mortgage, custom construction, consumer lot loans, home equity lines of credit, and consumer. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.