BBVABB

BBVA

12.725EURD
−0.900−6.61%
At close at Mar 28, 16:55 GMT
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1BBVA fundamentals

Key facts

Market capitalization‪73.16 B‬EUR
Founded1857
Employees (FY)‪125.92 K‬
CEOOnur Genç
Websitebbva.com
About

Banco Bilbao Vizcaya Argentaria SA engages in the traditional banking businesses of retail banking, asset management, private banking, and wholesale banking. It operates through the following segments: Spain, the United States, Mexico, Turkey, South America, and Rest of Eurasia. The Spain segment includes mainly the banking and insurance business that the group carries out in Spain. The United States segment consists of the financial business activity of BBVA USA in the country and the activity of the branch of BBVA SA in New York. The Mexico segment refers to banking and insurance businesses in this country as well as the activity of its branch in Houston. The Turkey segment reports the activity of Garanti BBVA group that is mainly carried out in this country and, to a lesser extent, in Romania and the Netherlands. The South America segment comprises of operations in n Argentina, Colombia, Peru, Uruguay, and Venezuela. The Rest of Eurasia segment includes the banking business activity carried out by the group in Europe and Asia, excluding Spain. The company was founded in 1857 and is headquartered in Madrid, Spain.

Ownership
‪‪5.76 B‬‬
Free Float shares
‪‪5.74 B‬‬ (99.73%)
Closely held shares
‪‪15.40 M‬‬ (0.27%)
Free Float shares
‪‪5.74 B‬‬ (99.73%)
Closely held shares
‪‪15.40 M‬‬ (0.27%)
Capital structure
Market cap
‪‪73.16 B‬‬
Debt
‪‪153.86 B‬‬
Minority interest
‪‪4.36 B‬‬
Cash & equivalents
‪‪43.94 B‬‬
Enterprise value
‪‪187.43 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪73.16 B‬‬
Price to earning ratio (P/E)
7.89x
Price to sales ratio (P/S)
0.94x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
7.89x
Price to sales ratio (P/S)
0.94x
Valuation ratios
‪0.00‬
‪0.25‬
‪0.50‬
‪0.75‬
‪1.00‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪2.00‬
‪4.00‬
‪6.00‬
‪8.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪10.0%‬
‪10.9%‬
‪11.8%‬
‪12.7%‬
‪13.6%‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪‪6.00 B‬‬
‪‪12.00 B‬‬
‪‪18.00 B‬‬
‪‪24.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪6.00 B‬‬
‪‪12.00 B‬‬
‪‪18.00 B‬‬
‪‪24.00 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪6.00 B‬‬
‪‪12.00 B‬‬
‪‪18.00 B‬‬
‪‪24.00 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Banking and Insurance
Banking
By country
Period: 2024
Mexico
Spain
South America
Turkey
Rest of Business

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪2.50 B‬‬
‪‪5.00 B‬‬
‪‪7.50 B‬‬
‪‪10.00 B‬‬
Actual
Estimate
Earnings
Next:Apr 29, 2025
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪0.12‬
‪0.24‬
‪0.36‬
‪0.48‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
32.85%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
4.33%
Next payment
0.332
Next ex-date
Apr 8, 2025
Dividend history
‪1.0%‬
‪2.5%‬
‪4.0%‬
‪5.5%‬
‪7.0%‬
2020
2021
2022
2023
2024
‪0.00‬
‪0.15‬
‪0.30‬
‪0.45‬
‪0.60‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−170.00 B‬‬
‪0.00‬
‪‪170.00 B‬‬
‪‪340.00 B‬‬
‪‪510.00 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio