The Tochigi Bank, Ltd. engages in the provision of banking and financial services. Its operations are carried out through the following segments: Banking and Others. The Banking segment includes deposit, loans, securities trading and investment, stock investment trust, insurance, domestic and foreign exchange, bond trust and registration, and other incidental services. The Others segment offers leasing, credit guarantee, credit card and financial instrument trading services to its clientele. The company was founded in December 1942 and is headquartered in Utsunomiya, Japan.