Spenda Ltd. engages in the development and commercialization of technology assets that enable modernization of business IT systems via conversion, migration, and management of server-based legacy data and systems to the cloud, as well as providing customers with tailored payment and lending solutions. It operates through SaaS and Payments and Lending segments. The SaaS and Payments segment is involved in the provision of software as a service to business customers and merchant payment services. The Lending segment offers lending services to business customers. The company was founded on December 18, 2001 and is headquartered in Perth, Australia.