Capital India Finance Ltd. is non-banking financial company, which engages in the provision of investment and financial services. It offers wholesale and retail finance services. It operates through the following segments: Small Business Finance, Retail Finance and Rapipay. The Small Business Finance segment portfolio includes working capital loan, project finance, and loan against property, project finance real estate and structured finance. The Retail Finance segment portfolio includes home loans, home improvement loans, home extension loans, NRI loans, home loan balance transfer and PMAY-CLSS. The Rapipay segment provides comprehensive, secure, assisted payment solutions to the nation via pan-India retail agent network of RapiPay 'Saathis'. The company was founded on November 16, 1994 and is headquartered in Mumbai, India.