ICICI Lombard General Insurance Company Limited is an India-based private-sector non-life insurer. The Company’s segments include Fire, Engineering, Marine Cargo, Marine Hull, Motor OD, Motor TP, Workmen’s Compensation, Public/Product Liability, Personal Accident, Aviation, Health, Credit Insurance, Crop/Weather Insurance and Others. Its motor insurance portfolio consists of private motor cars, two wheelers and commercial vehicles. Its health insurance portfolio consists of corporate health, mass health and retail health. Its fire insurance covers damage or loss to property because of fire, riot, strike, flood, and certain other natural catastrophes. Its marine insurance insures goods that are being transported, by land or by sea, and the insurance of ships, boats and offshore structures. Engineering insurance refers to the insurance that provides coverage for risks faced by an ongoing construction project, installation project, and machines and equipment used in such project.