Community Financial System, Inc.Community Financial System, Inc.Community Financial System, Inc.

Community Financial System, Inc.

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Next report date
Report period
EPS estimate
Revenue estimate
Market capitalization
‪2.53 B‬EUR
‪175.56 M‬EUR
‪911.79 M‬EUR
‪52.41 M‬
Beta (1Y)
1.12
Employees (FY)
‪2.92 K‬
Change (1Y)
+69 +2.42%
Revenue / Employee (1Y)
Net income / Employee (1Y)

About Community Financial System, Inc.


Sector
Industry
CEO
Dimitar A. Karaivanov
Headquarters
DeWitt
Founded
1983
ISIN
US2036071064
FIGI
BBG001MH9T84
Community Financial System, Inc. is a holding company, which engages in the provision of retail, business, and municipal banking services. It operates through the following segments: Banking, Employee Benefit Services, and All Other. The Banking segment offers lending and depository-related products and services to individuals, businesses, and municipal enterprises. The Employee Benefit Services segment provides employee benefit trust services, collective investment funds, fund administration, transfer agency, retirement plan and VEBA/HRA, and health savings account plan administration services, actuarial services, and healthcare consulting services. The All Other segment consists of wealth management and insurance services. The company was founded on April 15, 1983 and is headquartered in DeWitt, NY.

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Performance
Revenue to profit conversion
Loans and customer deposits
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An aggregate view of professional's ratings.
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Frequently Asked Questions


Depending on the exchange, the stock ticker may vary. For instance, on FWB exchange Community Financial System, Inc. stocks are traded under the ticker CBY.
We've gathered analysts' opinions on Community Financial System, Inc. future price: according to them, CBY price has a max estimate of 62.19 EUR and a min estimate of 52.82 EUR. Watch CBY chart and read a more detailed Community Financial System, Inc. stock forecast: see what analysts think of Community Financial System, Inc. and suggest that you do with its stocks.
CBY reached its all-time high on Aug 17, 2022 with the price of 71.0 EUR, and its all-time low was 1.8 EUR and was reached on Oct 10, 2002. View more price dynamics on CBY chart.
See other stocks reaching their highest and lowest prices.
Yes, you can track Community Financial System, Inc. financials in yearly and quarterly reports right on TradingView.
Community Financial System, Inc. is going to release the next earnings report on Oct 21, 2025. Keep track of upcoming events with our Earnings Calendar.
CBY earnings for the last quarter are 0.88 EUR per share, whereas the estimation was 0.86 EUR resulting in a 2.97% surprise. The estimated earnings for the next quarter are 0.89 EUR per share. See more details about Community Financial System, Inc. earnings.
Community Financial System, Inc. revenue for the last quarter amounts to ‪169.19 M‬ EUR, despite the estimated figure of ‪170.88 M‬ EUR. In the next quarter, revenue is expected to reach ‪176.19 M‬ EUR.
CBY net income for the last quarter is ‪43.37 M‬ EUR, while the quarter before that showed ‪45.68 M‬ EUR of net income which accounts for −5.05% change. Track more Community Financial System, Inc. financial stats to get the full picture.
Yes, CBY dividends are paid quarterly. The last dividend per share was 0.40 EUR. As of today, Dividend Yield (TTM)% is 3.34%. Tracking Community Financial System, Inc. dividends might help you take more informed decisions.
Community Financial System, Inc. dividend yield was 2.95% in 2024, and payout ratio reached 52.96%. The year before the numbers were 3.42% and 72.74% correspondingly. See high-dividend stocks and find more opportunities for your portfolio.
As of Oct 11, 2025, the company has ‪2.92 K‬ employees. See our rating of the largest employees — is Community Financial System, Inc. on this list?
Like other stocks, CBY shares are traded on stock exchanges, e.g. Nasdaq, Nyse, Euronext, and the easiest way to buy them is through an online stock broker. To do this, you need to open an account and follow a broker's procedures, then start trading. You can trade Community Financial System, Inc. stock right from TradingView charts — choose your broker and connect to your account.