Equitas Small Finance Bank Ltd. is engages in the retail banking business with focus on micro-finance, commercial vehicle finance, home finance, loan against-property finance, and corporate finance. It operates through the following segments: Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Operations. The Treasury segment includes all investment portfolios, profit or loss on sale of investments, PSLC fee, profit or loss on foreign exchange transaction, equities, income from derivatives and money market operations. The Corporate and Wholesale Banking segment comprises all advances to trusts, partnership firms, companies, and statutory bodies. The Retail Banking segment consists of lending to and deposits, from retail customers, and identified earnings and expenses. The Other Banking Operations segment is involved in all other operations not covered under Treasury, Corporate and Wholesale Banking, and Retail Banking. The company was founded on in 2007 and is headquartered in Chennai, India.