SMBK fundamentals

SmartFinancial, Inc. is a holding company, which engages in the provision of commercial banking services through SmartBank. It operates through the following portfolio segments: Commercial Real Estate, Consumer Real Estate, Construction & Land Development, Commercial & Industrial, Leases, and Consumer and Other. The Commercial Real Estate segment includes owner-occupied commercial real estate loans and loans secured by income-producing properties. The Consumer Real Estate segment consists of real estate loans such as home equity lines. The Construction & Land Development segment focuses on credit to real estate developers or investors. The Commercial & Industrial segment provides commercial and financial loans. The Leases segment includes leases to small and mid-size companies for equipment financing leases. The Consumer & Other segment provides direct consumer installment loans, overdrafts, and other revolving credit and educational loans. The company was founded on September 19, 1983 and is headquartered in Knoxville, TN.