EMYB fundamentals
Key facts
Embassy Bancorp, Inc. is a bank holding company, which engages in the provision of independent community financial services and traditional banking and related financial services to individual, business, and government customers. The company offers commercial and retail financial services, including the taking of time, savings, and demand deposits, the making of commercial, consumer, residential mortgage, and home equity loans, and the providing of other financial services. Its services also include treasurer checks, remote deposit capture, certified checks, safe deposit boxes, gift cards, night depository, wire transfers, bond coupon redemptions, savings bonds redemptions, credit/debit card merchant processing, automated teller machines, direct deposit, on-line banking and bill pay, cash management, commercial credit card, and escrow management services. The company was founded in 2008 and is headquartered in Bethlehem, PA.
Valuation
Fundamental metrics to determine fair value of the stock
Growth and Profitability
Company’s recent performance and margins
Dividends
Dividend yield, history and sustainability
Financial health
Financial position and solvency of the company