FSMK fundamentals

1st Summit Bancorp of Johnstown, Inc. is a bank holding company, which engages in the provision of loan and deposit products and services. It operates through the following segments: Consumer, Residential Real Estate, Construction, Commercial and Industrial, Commercial Real Estate-Nonowner Occupied, and Commercial Real Estate-All Other. The Consumer segment comprised of loans to individuals for household, family, personal, and consumer autos. The Residential Real Estate segment includes home equity lending. The Construction segment refers to loans for real estate development along with residential construction. The Commercial and Industrial segment consists of loans made to small and medium sized businesses and are usually secured by real estate and other assets of the borrower. The company was founded in 1924 and is headquartered in Johnstown, PA.