Masraf Al-Rayan QSC engages in banking, financing and investing activities in conformity with the principles of Islamic Shari'a. The bank operates through the following business divisions: Retail banking, Wholesale banking, and Private banking. The Retail banking division offers a range of products and services, such as current, saving and time deposit accounts, financing and credit cards. The Wholesale banking division offers products and services, such as corporate finance & advisory services, financing products, cash management, treasury and trade finance. The Private banking division offers tailored solutions in the areas of investment planning and asset management, wealth management, credit planning and management. The company was founded on January 4, 2006 and is headquartered in Doha, Qatar.