Banco Santander Chile SA engages in the provision of commercial and retail banking services. It operates through the following segments: Retail Banking, Middle-Market, Corporate & Investment Banking, and Other. The Retail banking segment offers consumer loans, credit cards, auto loans, commercial loans, foreign exchange, mortgage loans, debit cards, checking accounts, savings products, mutual funds, stock brokerage and insurance brokerage. The Middle-market segment serves institutions such as universities, government entities, local and regional governments, and companies engaged in the real estate industry who carry out projects to sell properties to third parties. The Corporate & Investment Banking segment consists of foreign and domestic multinational companies. The Other segment includes the financial management division, which develops global management functions such as managing inflation rate risk, foreign currency gaps, interest rate risk, and liquidity risk. The company was founded on September 7, 1977 and is headquartered in Santiago, Chile.