National Citizen Commercial Joint Stock Bank engages in the provision of banking and financial services. Its products include deposit, payment, credit, foreign exchange, treasury, corporate credit, foreign currency trading, salary payment, and cash collection that caters to individual and enterprise organization; as well as deposit and interbank loan, investment product, foreign currency trading, and payment product for financial organization. The company was founded on September 18, 1995 and is headquartered in Ha Noi, Vietnam.