Discovery Ltd. engages in the provision of financial and insurance services. It operates through the following segments: Health South Africa, Life South Africa, Invest South Africa, Insure South Africa, Vitality South Africa, Bank South Africa, Health United Kingdom, Life United Kingdom, and All Other Segments. The Health SA segment administers and provides managed care services to medical schemes and renders administration services to other business segments within the Group. The Life SA segment offers a range of insurance and financial solutions to the Group’s clients against the financial impact of lifestyle-changing events in South Africa. The Invest SA segment offers, through a range of investment fund choices, including Discovery managed unit trusts, a comprehensive and flexible range of investment choices. The Vitality SA segment covers health and lifestyle benefits with selected partners to the group’s clients. The Insure SA segment has a range of personal line insurance such as motor, building, household content, and portable possessions to the group’s clients against the financial impact of loss or damage. The Bank SA segment consists of retail banking solutions, including deposits and loans and advances, to clients in the South African market. The Health UK segment comprises consumer-engaged private medical insurance products to employer groups and individuals in the United Kingdom. The Life UK segment covers risk-only life assurance product. The company was founded by Adrian Gore and Barry Swartzberg in March 1992 and is headquartered in Sandton, South Africa.