Finbond Group Limited is a financial services company engaged in the design and delivery of savings, credit and insurance solutions for depositor and borrower requirements. The Company conducts its business through four divisions focused on: Lending Products (Unsecured and Secured); Investment Products; Transactional Banking Products, and Property Investments Products. The Company operates in a principal geographical area, namely South Africa. It provides home loans to first-time owners. The home loan division offers a bridging finance service. The Company offers savings and investment products to investors and pensioners. The Company's South African Microcredit division operates through over 340 branches and the North American Microcredit division operates through approximately 90 branches. Its combined Credit Life and Retrenchment Cover product provides insurance cover for the Company's target market. Its Transactional Banking Product includes the Finbond Finsave Light Account.