Sierra Bancorp is a holding company, which engages in the business of holding the stock of the Bank of the Sierra and its subsidiaries. The firm is also involved in the provision of specialized lending services through a dedicated agricultural credit office. Its loan portfolio includes agricultural, commercial, consumer, real estate, construction, and mortgage. The company was founded by James C. Holly in 1978 and is headquartered in Porterville, CA.
Fundamental metrics to determine fair value of the stock
Company’s recent performance and margins
Dividend yield, history and sustainability
Financial position and solvency of the company