Banco Santander, S.A. SponsoredBB

Banco Santander, S.A. Sponsored

4.62USDR
−0.04−0.86%
At close at Jan 10, 23:55 UTC
USD
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SAN fundamentals

Key facts

Market capitalization‪71.16 B‬USD
Founded1857
Employees (FY)‪212.76 K‬
CEO
About

Banco Santander SA is a banking services company, which engages in the provision of banking services to individuals, companies, and institutions. It operates through the following segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, Payments, and Corporate Centre. The Retail & Commercial Banking segment integrates the retail banking business (individuals) and commercial banking (SMEs and corporates), except for the consumer finance and the cards businesses. The Digital Consumer Bank segment includes Santander Consumer Finance, which incorporates the entire consumer finance business in Europe, Openbank, and ODS. The Corporate & Investment Banking segment includes Markets, Investment Banking (Global Debt Finance and Corporate Finance) and Global Transactional Banking, offers products and services on a global scale to corporate and institutional customers, and collaborates with other global businesses to better serve broad customer base. The Wealth Management & Insurance segment includes the asset management business (Santander Asset Management), the corporate unit of Private Banking and International Private Banking in Miami and Switzerland and the insurance business (Santander Insurance). The Payments segment involves in the digital payment's solutions, providing global technology solutions for banks and new customers in the open market. The Corporate Centre segment includes the centralized activities relating to equity stakes in financial companies, financial management of the structural exchange rate position. The company was founded on March 21, 1857 and is headquartered in Madrid, Spain.

Ownership
‪‪14.85 B‬‬
Free Float shares
‪‪14.85 B‬‬ (100%)
Closely held shares
‪‪14.86 K‬‬ (0%)
Free Float shares
‪‪14.85 B‬‬ (100%)
Closely held shares
‪‪14.86 K‬‬ (0%)
Capital structure
Market cap
‪‪71.16 B‬‬
Debt
‪‪491.48 B‬‬
Minority interest
‪‪9.45 B‬‬
Cash & equivalents
‪‪189.03 B‬‬
Enterprise value
‪‪383.05 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪71.16 B‬‬
Price to earning ratio (P/E)
5.81x
Price to sales ratio (P/S)
0.52x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
5.81x
Price to sales ratio (P/S)
0.52x
Valuation ratios
‪0.00‬
‪0.15‬
‪0.30‬
‪0.45‬
‪0.60‬
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪1.70‬
‪3.40‬
‪5.10‬
‪6.80‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪8.0%‬
‪8.5%‬
‪9.0%‬
‪9.5%‬
‪10.0%‬
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪‪10.00 B‬‬
‪‪20.00 B‬‬
‪‪30.00 B‬‬
‪‪40.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪10.00 B‬‬
‪‪20.00 B‬‬
‪‪30.00 B‬‬
‪‪40.00 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪10.00 B‬‬
‪‪20.00 B‬‬
‪‪30.00 B‬‬
‪‪40.00 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2023
Retail Banking
Santander Corporate and Investment Banking
Wealth Management and Insurance
PagoNxt
By country
Period: 2023
Brazil
Spain
United States
United Kingdom
Other
Mexico
Poland
Chile
Portugal
Argentina

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪‪5.00 B‬‬
‪‪10.00 B‬‬
‪‪15.00 B‬‬
‪‪20.00 B‬‬
Actual
Estimate
Earnings
Next:Feb 05
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪0.06‬
‪0.12‬
‪0.18‬
‪0.24‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
17.45%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
3.25%
Last payment
0.078
Last ex-date
Oct 31, 2024
Dividend history
‪0.95%‬
‪1.55%‬
‪2.15%‬
‪2.75%‬
‪3.35%‬
2019
2020
2021
2022
2023
‪0.00‬
‪0.04‬
‪0.07‬
‪0.11‬
‪0.14‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪‪−450.00 B‬‬
‪0.00‬
‪‪450.00 B‬‬
‪‪900.00 B‬‬
‪‪1.35 T‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪4.50‬
‪9.00‬
‪13.50‬
‪18.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio