Seneca Financial Corp. is a savings and loan holding company. It operates through its wholly owned subsidiary, Seneca Savings. The firm engages in accepting deposits from the general public and investing those deposits together with funds generated from operations, in one-to four-family residential real estate loans, commercial real estate loans, home equity lines of credit, commercial and industrial loans, residential construction loans, and consumer loans. The company was founded in 1928 and is headquartered in Baldwinsville, NY.
Fundamental metrics to determine fair value of the stock
Company’s recent performance and margins
Dividend yield, history and sustainability
Financial position and solvency of the company