Peoples Bancorp, Inc. operates as a holding company. The firm, through its subsidiary bank, offers deposit services including checking accounts, NOW accounts, savings accounts and other time deposits of various types, daily money market accounts, and longer-term certificates of deposit. It offers certain retirement account services, such as individual retirement's accounts. It also offers short- to medium-term commercial and personal loans. The bank's other services include cash management services, safe deposit boxes, travelers checks, internet banking, direct deposit of payroll and social security checks, and automatic drafts for various accounts. The company was founded on December 5, 1996 and is headquartered in Chestertown, MD.